Why an Uber Accident is More Complex Than a Normal Car Accident

Uber and other rideshare services are used extensively in Ft. Lauderdale. As such, it should not surprise you that people do get into accidents using Uber. Sometimes it’s the Uber driver’s fault, and sometimes it’s the fault of other drivers on the road. Either way, anyone in an Uber vehicle during the accident should consult Ft. Lauderdale Uber accident lawyers as soon as they are able.

Why Uber Accident Victims Should Seek Legal Help

This is a business accident. You are riding in the personal vehicle of someone who is using the said vehicle as a business. That in itself is complex enough because it isn’t just a personal vehicle providing rides. It’s tied to Uber via the owner who is working for him/herself and Uber.

What’s at play here is:

1. The fault of the driver or no fault of the driver

2. Your injuries

3. The commercial vehicle insurance, auto insurance, and other related insurance the driver should be carrying

Each of the above has relevance in an Uber accident. If your driver caused the accident that resulted in harm to you, he or she should cover the expenses for your medical care, lost wages, etc. If the driver was driving safely but was rear-ended or t-boned by another driver, your case is with the other driver (or drivers, if more than one car is responsible).

A statute of limitations exists on making a claim for damages for personal injury. You cannot pass up on making a claim now because you feel fine and try to file a claim five years from now. It doesn’t work that way. You have to look at this from a long-term medical need and make sure you weren’t harmed in some way now.

While Uber drivers technically do not have to carry business insurance or umbrella insurance, they should be carrying some form of commercial driving insurance and personal car insurance. Moreover, carrying maximum coverage is ideal, but a lot of Uber drivers can’t afford that, so they don’t carry it. Not having enough insurance of different kinds that relate to driving for rideshare companies results in a multitude of sticky issues in a car accident.

Personal Insurance Claims Take Precedence Over Other Forms of Insurance

Personal insurance claims take precedence over commercial driving insurance claims. In the event that your driver chose to take Uber’s commercial driving insurance, this type of company-sponsored auto insurance operates quite differently than regular driving and auto insurance. Riders still have to file a claim against the driver’s personal insurance first, and Uber’s company insurance second.

If the driver is not at fault, you can’t file a claim against your driver. You have to file it against the person or persons that caused the accident in the first place. Likewise, if you are the injured party and the Uber driver, you would file a claim against the other driver’s insurance first anyway.

With all of the complications involved in a rideshare accident, you need legal direction. Otherwise, the claims you file could be delayed or, worse, denied. Follow the legal chain of command, or better yet, consult a lawyer right after the accident, Visit website to contact a Fort Lauderdale car accident lawyers – https://www.nationwidedisabilityrepresentatives.com/fort-lauderdale/car-accident-lawyer/

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